Senin, 02 Maret 2009

WaMu Mortgage Modification Help - DIY Tips & Guidance on WaMu Mortgage Approval Process

All WaMu existing customers who are on the peak of getting their loans foreclosed are going to get mortgaged modification assistance to avoid this situation and stay in their homes. The company has formed a separate unit with professional employees who are going to help the needy people in getting their loans modified.

Mortgage modification is not very difficult to obtain. All that you need to do is call up WaMu mortgage customer care department and tell them that you are interested in getting you mortgage modified. You will then be assisted with number of programs that they are offering and you can choose the one that suits best to your needs.

Here are some DIY tips that will help you to modify your mortgage smoothly:

• Do not talk to every person that calls you for mortgage modification. Contact and talk only to WaMu's official and tell them about your situation and your interest in keeping your home.

• Fill up the application form to process your file for modification. It is advised that you apply online because online applications get verified as soon as you submit your form. Always fill up the complete application and not even a single entry should be left blank.

• Gather all the documents required by the bank for getting your mortgage modification. You should never submit an incomplete file for processing. Make sure that all your tax returns, bank statements, utility bills, expense statements, card statements are provided in one single go.

• Any false information and manipulated document will give a rejection, and on that you will have to pay penalty too. WaMu can also file a case for forged documents if you are found guilty. So always provide genuine information.

• Do not take banks official calls lightly. If they are calling you always answer the call and give all the additional information required. You will delay your mortgage approval if you fail to receive the call and do not even call back.

• Keep a constant check for the status of your file. Don't hesitate in calling up WaMu for your approval and keep yourself updated.

To know more about Latest Loan Modification Programs and to check if you qualify. Click Here --> Quick Loan Rate Modification

Stay in Your Home and Save Your Credit. Get 100% Free Consultations on Best Loan Modification Programs.

By Sani Orman

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